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Soon we will provide you access to install the application

The mobile application allows you to make all necessary transactions in a few clicks, buy and sell cryptocurrencies using Artificial Intelligence recommendations and monitor actual exchange rates of popular cryptocurrencies.

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Fees and commissions X-Banking (in application)

Pay in (buy crypto)
  • The first purchase - 0,0%+0,0% gas
  • Purchase less than €250 - 1,5%+0,5% gas
  • Purchase more than €250 - 0,5%+0,5% gas
Payout (withdrawal to card)
  • €2,5 fixed + 2,5% of the amount
Withdrawal crypto
  • X-Banking fee 0%
  • Blockchain fee depends on the load
Top-up crypto
  • 0%

Fees and commissions X-Banking (Visa card)

Fee Plastic card Virtual card
Issue cost 0 EUR 0 EUR for the first card 0,99 EUR per each next card
Shipping cost (each card) 14,99 EUR --- (not applicable)
Daily withdrawal (each card) 500 EUR --- (not applicable)
Monthly withdrawal (each card) 2500 EUR --- (not applicable)
POS 0,25 EUR 0,25 EUR
POS monthly limit 5000 EUR 5000 EUR
Online monthly limit (each card) 5000 EUR 5000 EUR
Daily load (each card) 5000 EUR 5000 EUR
Minimum load (each card) 2 EUR 2 EUR
Load fee 2% 2%
ATM balance inquiry 1 EUR --- (not applicable)
ATM withdrawal 3 EUR + 1,6% --- (not applicable)
Foreign currency transaction 2,5% 2,5%
Card monthly fee (each card) 2,99 EUR 2,99 EUR
Scenario 1:

If the user performs transactions in EUR as ATM withdrawals. Suppose the user has 200 EUR on their X-Banking Visa card. They then perform a 100 EUR cash withdrawal. The application deducts 100 EUR and the transaction appears as pending in the application. After 2 days, the transaction is cleared and the transaction fee is applied, along with a separate 4.6 EUR (3 EUR fix + 1.6%) commission fee.

Scenario 2:

If the user performs transactions in another currency. Suppose the user has 100 EUR in their X-Banking Visa Cards. They perform a purchase worth 1000 RUB (11.2 EUR). The application deducts 1000 RUB (11.2 EUR), and the transaction appears as pending in the application. After 2 days, the transaction is cleared at the actual RUB to EUR rate, and the foreign currency exchange fee (EUR to RUB) of 2.5% will be applied to the total, as well as a separate 0.25 EUR commission fee.